Call reports 2019
ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK — 2019
What ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 54,313,000 | 52,591,000 | 53,548,000 | 53,909,000 |
| Total loans | 36,953,000 | 40,246,000 | 44,622,000 | 44,506,000 |
| Allowance for loan losses | 513,000 | 513,000 | 513,000 | 492,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,948,000 | 1,964,000 | 984,000 | 992,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,040,000 | 35,546,000 | 35,320,000 | 34,841,000 |
| Interest-bearing deposits | 34,877,000 | 33,804,000 | 33,130,000 | 32,740,000 |
| Noninterest-bearing deposits | 2,163,000 | 1,742,000 | 2,190,000 | 2,101,000 |
| Equity capital | 16,150,000 | 16,082,000 | 16,147,000 | 16,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 553,000 | 1,137,000 | 1,752,000 | 2,368,000 |
| Interest expense | 62,000 | 124,000 | 192,000 | 270,000 |
| Net interest income | 491,000 | 1,013,000 | 1,560,000 | 2,098,000 |
| Noninterest income | 352,000 | 444,000 | 711,000 | 883,000 |
| Noninterest expense | 694,000 | 1,398,000 | 2,120,000 | 2,852,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 149,000 | 59,000 | 151,000 | 129,000 |
| Income tax | 38,000 | 16,000 | 43,000 | 33,000 |
| Net income | 111,000 | 43,000 | 108,000 | 96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,503,000 | 14,573,000 | 14,692,000 | 14,804,000 |
| Total capital | 14,958,000 | 15,061,000 | 15,205,000 | 15,296,000 |
| Risk-weighted assets | 34,769,000 | 37,543,000 | 39,971,000 | 39,821,000 |