Call reports 2016
ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK — 2016
What ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 67,179,000 | 66,234,000 | 66,398,000 | 69,257,000 |
| Total loans | 40,890,000 | 41,154,000 | 39,823,000 | 40,484,000 |
| Allowance for loan losses | 567,000 | 567,000 | 567,000 | 567,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,307,000 | 2,306,000 | 2,303,000 | 2,897,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,335,000 | 50,587,000 | 50,634,000 | 53,263,000 |
| Interest-bearing deposits | 49,298,000 | 48,749,000 | 48,646,000 | 49,625,000 |
| Noninterest-bearing deposits | 2,037,000 | 1,838,000 | 1,988,000 | 3,638,000 |
| Equity capital | 14,285,000 | 14,213,000 | 14,255,000 | 14,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 535,000 | 1,092,000 | 1,593,000 | 2,095,000 |
| Interest expense | 140,000 | 266,000 | 369,000 | 471,000 |
| Net interest income | 395,000 | 826,000 | 1,224,000 | 1,624,000 |
| Noninterest income | 399,000 | 571,000 | 948,000 | 1,562,000 |
| Noninterest expense | 747,000 | 1,459,000 | 2,171,000 | 2,779,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 47,000 | -62,000 | 1,000 | 407,000 |
| Income tax | 16,000 | -21,000 | 0 | 139,000 |
| Net income | 31,000 | -41,000 | 1,000 | 268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,487,000 | 13,500,000 | 13,561,000 | 13,714,000 |
| Total capital | 13,951,000 | 13,955,000 | 14,017,000 | 14,217,000 |
| Risk-weighted assets | 36,220,000 | 35,604,000 | 35,655,000 | 39,398,000 |