Call reports 2015
ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK — 2015
What ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 60,797,000 | 62,405,000 | 65,331,000 | 65,446,000 |
| Total loans | 47,940,000 | 47,545,000 | 46,253,000 | 45,523,000 |
| Allowance for loan losses | 567,000 | 567,000 | 567,000 | 567,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 618,000 | 1,116,000 | 1,113,000 | 1,710,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,496,000 | 46,892,000 | 49,571,000 | 49,738,000 |
| Interest-bearing deposits | 43,326,000 | 44,425,000 | 46,839,000 | 48,365,000 |
| Noninterest-bearing deposits | 2,170,000 | 2,467,000 | 2,732,000 | 1,373,000 |
| Equity capital | 13,776,000 | 14,094,000 | 14,197,000 | 14,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 603,000 | 1,227,000 | 1,840,000 | 2,411,000 |
| Interest expense | 141,000 | 285,000 | 426,000 | 569,000 |
| Net interest income | 462,000 | 942,000 | 1,414,000 | 1,842,000 |
| Noninterest income | 325,000 | 984,000 | 1,371,000 | 1,925,000 |
| Noninterest expense | 642,000 | 1,292,000 | 1,944,000 | 2,733,000 |
| Provision for loan losses | 0 | 0 | 43,000 | 123,000 |
| Pretax income | 145,000 | 634,000 | 798,000 | 911,000 |
| Income tax | 54,000 | 225,000 | 286,000 | 342,000 |
| Net income | 91,000 | 409,000 | 512,000 | 569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,332,000 | 13,598,000 | 13,828,000 | 14,170,000 |
| Total capital | 13,899,000 | 14,165,000 | 14,395,000 | 14,648,000 |
| Risk-weighted assets | 45,054,000 | 46,983,000 | 49,340,000 | 38,086,000 |