Call reports 2014
ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK — 2014
What ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 58,762,000 | 57,257,000 | 59,873,000 | 59,354,000 |
| Total loans | 48,227,000 | 49,187,000 | 47,995,000 | 51,404,000 |
| Allowance for loan losses | 571,000 | 571,000 | 577,000 | 588,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,000 | 24,000 | 622,000 | 619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,702,000 | 42,239,000 | 44,482,000 | 44,107,000 |
| Interest-bearing deposits | 38,729,000 | 39,452,000 | 41,352,000 | 42,098,000 |
| Noninterest-bearing deposits | 3,973,000 | 2,787,000 | 3,130,000 | 2,009,000 |
| Equity capital | 13,356,000 | 13,467,000 | 13,630,000 | 13,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 605,000 | 1,220,000 | 1,850,000 | 2,475,000 |
| Interest expense | 131,000 | 264,000 | 401,000 | 539,000 |
| Net interest income | 474,000 | 956,000 | 1,449,000 | 1,936,000 |
| Noninterest income | 377,000 | 765,000 | 1,192,000 | 1,505,000 |
| Noninterest expense | 658,000 | 1,360,000 | 2,027,000 | 2,715,000 |
| Provision for loan losses | 11,000 | 11,000 | 17,000 | 28,000 |
| Pretax income | 182,000 | 350,000 | 597,000 | 698,000 |
| Income tax | 62,000 | 119,000 | 203,000 | 249,000 |
| Net income | 120,000 | 231,000 | 394,000 | 449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,954,000 | 13,065,000 | 13,224,000 | 13,322,000 |
| Total capital | 13,522,000 | 13,616,000 | 13,744,000 | 13,862,000 |
| Risk-weighted assets | 45,413,000 | 44,030,000 | 41,552,000 | 43,142,000 |