Call reports 2013
ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK — 2013
What ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 47,925,000 | 53,775,000 | 54,929,000 | 55,861,000 |
| Total loans | 41,834,000 | 46,458,000 | 46,378,000 | 47,523,000 |
| Allowance for loan losses | 542,000 | 542,000 | 542,000 | 560,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 39,000 | 36,000 | 34,000 | 28,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,403,000 | 36,076,000 | 38,301,000 | 40,108,000 |
| Interest-bearing deposits | 31,690,000 | 33,486,000 | 35,338,000 | 37,138,000 |
| Noninterest-bearing deposits | 2,713,000 | 2,590,000 | 2,963,000 | 2,970,000 |
| Equity capital | 12,277,000 | 12,609,000 | 13,209,000 | 13,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 1,141,000 | 1,812,000 | 2,394,000 |
| Interest expense | 123,000 | 254,000 | 397,000 | 526,000 |
| Net interest income | 385,000 | 887,000 | 1,415,000 | 1,868,000 |
| Noninterest income | 380,000 | 974,000 | 1,930,000 | 2,418,000 |
| Noninterest expense | 541,000 | 1,134,000 | 1,708,000 | 2,469,000 |
| Provision for loan losses | 0 | 0 | 0 | 143,000 |
| Pretax income | 224,000 | 727,000 | 1,637,000 | 1,674,000 |
| Income tax | 76,000 | 247,000 | 557,000 | 571,000 |
| Net income | 148,000 | 480,000 | 1,080,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,975,000 | 12,288,000 | 12,825,000 | 12,840,000 |
| Total capital | 12,436,000 | 12,797,000 | 13,346,000 | 13,368,000 |
| Risk-weighted assets | 36,784,000 | 40,711,000 | 41,634,000 | 42,244,000 |