Call reports 2012
ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK — 2012
What ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 44,198,000 | 45,295,000 | 47,288,000 | 45,918,000 |
| Total loans | 37,180,000 | 38,731,000 | 41,549,000 | 38,381,000 |
| Allowance for loan losses | 535,000 | 535,000 | 541,000 | 542,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 54,000 | 51,000 | 48,000 | 44,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,336,000 | 30,408,000 | 33,182,000 | 32,699,000 |
| Interest-bearing deposits | 26,392,000 | 27,762,000 | 29,491,000 | 30,266,000 |
| Noninterest-bearing deposits | 3,944,000 | 2,646,000 | 3,691,000 | 2,433,000 |
| Equity capital | 11,542,000 | 11,765,000 | 11,907,000 | 12,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 577,000 | 1,155,000 | 1,693,000 | 2,253,000 |
| Interest expense | 109,000 | 224,000 | 348,000 | 474,000 |
| Net interest income | 468,000 | 931,000 | 1,345,000 | 1,779,000 |
| Noninterest income | 420,000 | 779,000 | 1,137,000 | 1,674,000 |
| Noninterest expense | 481,000 | 965,000 | 1,502,000 | 2,123,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 21,000 |
| Pretax income | 407,000 | 745,000 | 960,000 | 1,309,000 |
| Income tax | 138,000 | 253,000 | 326,000 | 453,000 |
| Net income | 269,000 | 492,000 | 634,000 | 856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,236,000 | 11,457,000 | 11,614,000 | 11,833,000 |
| Total capital | 11,653,000 | 11,896,000 | 12,078,000 | 12,280,000 |
| Risk-weighted assets | 33,264,000 | 35,059,000 | 37,036,000 | 35,639,000 |