Call reports 2011
ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK — 2011
What ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 41,032,000 | 41,863,000 | 42,622,000 | 41,606,000 |
| Total loans | 34,840,000 | 36,144,000 | 36,616,000 | 36,268,000 |
| Allowance for loan losses | 502,000 | 502,000 | 502,000 | 535,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,092,000 | 89,000 | 82,000 | 77,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,044,000 | 26,913,000 | 27,528,000 | 28,242,000 |
| Interest-bearing deposits | 24,160,000 | 24,687,000 | 25,227,000 | 25,673,000 |
| Noninterest-bearing deposits | 1,884,000 | 2,226,000 | 2,301,000 | 2,569,000 |
| Equity capital | 10,746,000 | 10,904,000 | 10,986,000 | 11,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,141,000 | 1,716,000 | 2,296,000 |
| Interest expense | 113,000 | 226,000 | 339,000 | 450,000 |
| Net interest income | 445,000 | 915,000 | 1,377,000 | 1,846,000 |
| Noninterest income | 333,000 | 544,000 | 647,000 | 1,164,000 |
| Noninterest expense | 435,000 | 877,000 | 1,318,000 | 1,837,000 |
| Provision for loan losses | 67,000 | 67,000 | 67,000 | 100,000 |
| Pretax income | 276,000 | 515,000 | 639,000 | 1,073,000 |
| Income tax | 94,000 | 175,000 | 217,000 | 364,000 |
| Net income | 182,000 | 340,000 | 422,000 | 709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,447,000 | 10,608,000 | 10,708,000 | 10,971,000 |
| Total capital | 10,836,000 | 11,013,000 | 11,121,000 | 11,371,000 |
| Risk-weighted assets | 31,002,000 | 32,287,000 | 32,960,000 | 31,890,000 |