Call reports 2010
ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK — 2010
What ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 35,683,000 | 36,341,000 | 39,504,000 | 40,799,000 |
| Total loans | 28,198,000 | 29,961,000 | 33,619,000 | 35,482,000 |
| Allowance for loan losses | 282,000 | 232,000 | 285,000 | 435,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,109,000 | 1,103,000 | 1,099,000 | 1,095,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,769,000 | 25,462,000 | 26,332,000 | 26,071,000 |
| Interest-bearing deposits | 23,200,000 | 22,914,000 | 23,223,000 | 23,534,000 |
| Noninterest-bearing deposits | 1,569,000 | 2,548,000 | 3,109,000 | 2,537,000 |
| Equity capital | 9,856,000 | 9,954,000 | 10,128,000 | 10,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 1,036,000 | 1,595,000 | 2,185,000 |
| Interest expense | 124,000 | 244,000 | 361,000 | 478,000 |
| Net interest income | 359,000 | 792,000 | 1,234,000 | 1,707,000 |
| Noninterest income | 253,000 | 382,000 | 678,000 | 1,426,000 |
| Noninterest expense | 426,000 | 839,000 | 1,261,000 | 1,701,000 |
| Provision for loan losses | 0 | 0 | 53,000 | 153,000 |
| Pretax income | 186,000 | 335,000 | 598,000 | 1,279,000 |
| Income tax | 63,000 | 114,000 | 203,000 | 448,000 |
| Net income | 123,000 | 221,000 | 395,000 | 831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,606,000 | 9,715,000 | 9,889,000 | 10,273,000 |
| Total capital | 9,888,000 | 9,947,000 | 10,174,000 | 10,662,000 |
| Risk-weighted assets | 27,083,000 | 27,825,000 | 30,836,000 | 31,101,000 |