Call reports 2021
BANK OF COMMERCE — 2021
What BANK OF COMMERCE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 45,844,000 | 44,430,000 | 43,311,000 |
| Total loans | 17,258,000 | 17,126,000 | 17,457,000 |
| Allowance for loan losses | 238,000 | 241,000 | 243,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 10,374,000 | 9,773,000 | 8,871,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 42,252,000 | 40,728,000 | 39,513,000 |
| Interest-bearing deposits | 29,555,000 | 27,587,000 | 26,298,000 |
| Noninterest-bearing deposits | 12,697,000 | 13,141,000 | 13,215,000 |
| Equity capital | 3,514,000 | 3,575,000 | 3,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 377,000 | 774,000 | 1,114,000 |
| Interest expense | 16,000 | 28,000 | 40,000 |
| Net interest income | 361,000 | 746,000 | 1,074,000 |
| Noninterest income | 51,000 | 100,000 | 152,000 |
| Noninterest expense | 325,000 | 680,000 | 1,006,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 |
| Pretax income | 84,000 | 160,000 | 211,000 |
| Income tax | 1,000 | 1,000 | 2,000 |
| Net income | 83,000 | 159,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 3,514,000 | 3,575,000 | 3,625,000 |
| Total capital | 3,739,000 | 3,793,000 | 3,851,000 |
| Risk-weighted assets | 18,026,000 | 17,380,000 | 18,060,000 |