Call reports 2020
BANK OF COMMERCE — 2020
What BANK OF COMMERCE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 39,850,000 | 40,768,000 | 40,900,000 | 41,541,000 |
| Total loans | 17,100,000 | 16,878,000 | 17,180,000 | 17,450,000 |
| Allowance for loan losses | 234,000 | 232,000 | 233,000 | 231,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,746,000 | 11,319,000 | 11,445,000 | 10,761,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,302,000 | 37,183,000 | 37,270,000 | 38,065,000 |
| Interest-bearing deposits | 26,243,000 | 25,783,000 | 25,736,000 | 26,160,000 |
| Noninterest-bearing deposits | 10,059,000 | 11,400,000 | 11,534,000 | 11,905,000 |
| Equity capital | 3,465,000 | 3,465,000 | 3,476,000 | 3,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 761,000 | 1,120,000 | 1,487,000 |
| Interest expense | 34,000 | 60,000 | 80,000 | 99,000 |
| Net interest income | 363,000 | 701,000 | 1,040,000 | 1,388,000 |
| Noninterest income | 48,000 | 92,000 | 140,000 | 186,000 |
| Noninterest expense | 352,000 | 696,000 | 1,034,000 | 1,355,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 56,000 | 91,000 | 137,000 | 207,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 91,000 | 137,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,465,000 | 3,465,000 | 3,476,000 | 3,431,000 |
| Total capital | 3,696,000 | 3,679,000 | 3,697,000 | 3,660,000 |
| Risk-weighted assets | 18,453,000 | 17,112,000 | 17,652,000 | 18,305,000 |