Call reports 2019
BANK OF COMMERCE — 2019
What BANK OF COMMERCE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 41,973,000 | 39,103,000 | 38,184,000 | 37,693,000 |
| Total loans | 17,985,000 | 18,555,000 | 17,630,000 | 16,786,000 |
| Allowance for loan losses | 239,000 | 220,000 | 226,000 | 229,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,663,000 | 14,471,000 | 14,131,000 | 12,738,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,430,000 | 35,501,000 | 34,506,000 | 34,238,000 |
| Interest-bearing deposits | 27,925,000 | 25,603,000 | 24,517,000 | 24,052,000 |
| Noninterest-bearing deposits | 10,505,000 | 9,898,000 | 9,989,000 | 10,186,000 |
| Equity capital | 3,454,000 | 3,481,000 | 3,516,000 | 3,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 413,000 | 845,000 | 1,258,000 | 1,654,000 |
| Interest expense | 39,000 | 80,000 | 122,000 | 158,000 |
| Net interest income | 374,000 | 765,000 | 1,136,000 | 1,496,000 |
| Noninterest income | 53,000 | 107,000 | 163,000 | 223,000 |
| Noninterest expense | 332,000 | 675,000 | 1,008,000 | 1,337,000 |
| Provision for loan losses | 3,000 | 8,000 | 14,000 | 20,000 |
| Pretax income | 92,000 | 189,000 | 277,000 | 362,000 |
| Income tax | 0 | 0 | 3,000 | 5,000 |
| Net income | 92,000 | 189,000 | 274,000 | 357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,454,000 | 3,481,000 | 3,516,000 | 3,409,000 |
| Total capital | 3,693,000 | 3,701,000 | 3,742,000 | 3,626,000 |
| Risk-weighted assets | 19,086,000 | 18,683,000 | 18,613,000 | 17,366,000 |