Call reports 2016
BANK OF COMMERCE — 2016
What BANK OF COMMERCE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 38,895,000 | 38,244,000 | 38,624,000 | 38,726,000 |
| Total loans | 19,441,000 | 19,763,000 | 19,455,000 | 18,813,000 |
| Allowance for loan losses | 250,000 | 252,000 | 253,000 | 249,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,014,000 | 10,387,000 | 10,185,000 | 11,398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,573,000 | 34,855,000 | 35,137,000 | 35,426,000 |
| Interest-bearing deposits | 26,133,000 | 25,074,000 | 25,081,000 | 25,471,000 |
| Noninterest-bearing deposits | 9,440,000 | 9,781,000 | 10,056,000 | 9,955,000 |
| Equity capital | 3,249,000 | 3,276,000 | 3,330,000 | 3,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 796,000 | 1,196,000 | 1,587,000 |
| Interest expense | 19,000 | 37,000 | 55,000 | 74,000 |
| Net interest income | 376,000 | 759,000 | 1,141,000 | 1,513,000 |
| Noninterest income | 53,000 | 108,000 | 170,000 | 234,000 |
| Noninterest expense | 340,000 | 681,000 | 1,019,000 | 1,351,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 5,000 |
| Pretax income | 89,000 | 186,000 | 290,000 | 391,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | 186,000 | 290,000 | 391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,249,000 | 3,276,000 | 3,330,000 | 3,256,000 |
| Total capital | 3,495,000 | 3,524,000 | 3,578,000 | 3,495,000 |
| Risk-weighted assets | 19,708,000 | 19,869,000 | 19,865,000 | 19,107,000 |