Call reports 2015
BANK OF COMMERCE — 2015
What BANK OF COMMERCE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 37,872,000 | 37,947,000 | 37,972,000 | 36,842,000 |
| Total loans | 18,843,000 | 18,753,000 | 19,051,000 | 19,038,000 |
| Allowance for loan losses | 264,000 | 257,000 | 259,000 | 261,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,986,000 | 6,988,000 | 8,372,000 | 9,364,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,619,000 | 34,677,000 | 34,599,000 | 33,640,000 |
| Interest-bearing deposits | 25,849,000 | 25,529,000 | 25,119,000 | 24,183,000 |
| Noninterest-bearing deposits | 8,770,000 | 9,148,000 | 9,480,000 | 9,457,000 |
| Equity capital | 3,163,000 | 3,159,000 | 3,215,000 | 3,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 760,000 | 1,153,000 | 1,548,000 |
| Interest expense | 18,000 | 37,000 | 56,000 | 74,000 |
| Net interest income | 360,000 | 723,000 | 1,097,000 | 1,474,000 |
| Noninterest income | 55,000 | 116,000 | 200,000 | 256,000 |
| Noninterest expense | 358,000 | 716,000 | 1,068,000 | 1,398,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 57,000 | 123,000 | 229,000 | 332,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 57,000 | 123,000 | 229,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,163,000 | 3,159,000 | 3,215,000 | 3,160,000 |
| Total capital | 3,413,000 | 3,410,000 | 3,454,000 | 3,397,000 |
| Risk-weighted assets | 19,949,000 | 20,045,000 | 19,117,000 | 18,917,000 |