Call reports 2014
BANK OF COMMERCE — 2014
What BANK OF COMMERCE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 36,450,000 | 35,454,000 | 35,915,000 | 35,418,000 |
| Total loans | 19,266,000 | 19,059,000 | 19,423,000 | 19,042,000 |
| Allowance for loan losses | 261,000 | 289,000 | 266,000 | 265,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,617,000 | 4,907,000 | 5,206,000 | 4,779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,210,000 | 32,191,000 | 32,594,000 | 32,257,000 |
| Interest-bearing deposits | 24,902,000 | 23,861,000 | 23,893,000 | 23,940,000 |
| Noninterest-bearing deposits | 8,308,000 | 8,330,000 | 8,701,000 | 8,317,000 |
| Equity capital | 3,159,000 | 3,146,000 | 3,166,000 | 3,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 389,000 | 784,000 | 1,181,000 | 1,578,000 |
| Interest expense | 20,000 | 38,000 | 56,000 | 75,000 |
| Net interest income | 369,000 | 746,000 | 1,125,000 | 1,503,000 |
| Noninterest income | 61,000 | 124,000 | 164,000 | 238,000 |
| Noninterest expense | 344,000 | 687,000 | 1,046,000 | 1,378,000 |
| Provision for loan losses | 0 | 0 | -25,000 | -25,000 |
| Pretax income | 86,000 | 183,000 | 268,000 | 388,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 183,000 | 268,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,159,000 | 3,146,000 | 3,166,000 | 3,106,000 |
| Total capital | 3,411,000 | 3,399,000 | 3,417,000 | 3,353,000 |
| Risk-weighted assets | 20,120,000 | 20,212,000 | 20,084,000 | 19,732,000 |