Call reports 2013
BANK OF COMMERCE — 2013
What BANK OF COMMERCE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 35,318,000 | 36,588,000 | 36,176,000 | 36,166,000 |
| Total loans | 20,246,000 | 19,830,000 | 19,099,000 | 19,271,000 |
| Allowance for loan losses | 428,000 | 430,000 | 391,000 | 274,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,336,000 | 4,319,000 | 4,418,000 | 4,417,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,147,000 | 33,390,000 | 32,927,000 | 33,049,000 |
| Interest-bearing deposits | 24,046,000 | 24,503,000 | 24,318,000 | 24,397,000 |
| Noninterest-bearing deposits | 8,101,000 | 8,887,000 | 8,609,000 | 8,652,000 |
| Equity capital | 3,095,000 | 3,079,000 | 3,095,000 | 3,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 845,000 | 1,252,000 | 1,654,000 |
| Interest expense | 21,000 | 42,000 | 62,000 | 82,000 |
| Net interest income | 402,000 | 803,000 | 1,190,000 | 1,572,000 |
| Noninterest income | 53,000 | 108,000 | 148,000 | 156,000 |
| Noninterest expense | 342,000 | 704,000 | 1,050,000 | 1,387,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 113,000 | 207,000 | 288,000 | 441,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 113,000 | 207,000 | 288,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,095,000 | 3,079,000 | 3,095,000 | 3,073,000 |
| Total capital | 3,341,000 | 3,337,000 | 3,352,000 | 3,329,000 |
| Risk-weighted assets | 19,493,000 | 20,431,000 | 20,411,000 | 20,481,000 |