Call reports 2008
BANK OF COMMERCE — 2008
What BANK OF COMMERCE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 33,306,000 | 34,750,000 | 33,729,000 | 32,253,000 |
| Total loans | 24,473,000 | 24,448,000 | 25,349,000 | 25,365,000 |
| Allowance for loan losses | 234,000 | 233,000 | 246,000 | 172,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,735,000 | 3,897,000 | 3,641,000 | 3,435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,139,000 | 31,595,000 | 30,707,000 | 29,128,000 |
| Interest-bearing deposits | 23,560,000 | 24,164,000 | 24,067,000 | 22,696,000 |
| Noninterest-bearing deposits | 6,579,000 | 7,431,000 | 6,640,000 | 6,432,000 |
| Equity capital | 3,047,000 | 3,012,000 | 2,867,000 | 3,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,263,000 | 1,873,000 | 2,469,000 |
| Interest expense | 183,000 | 342,000 | 479,000 | 601,000 |
| Net interest income | 462,000 | 921,000 | 1,394,000 | 1,868,000 |
| Noninterest income | 95,000 | 188,000 | 266,000 | 346,000 |
| Noninterest expense | 344,000 | 701,000 | 1,057,000 | 1,394,000 |
| Provision for loan losses | 3,000 | 8,000 | 22,000 | 38,000 |
| Pretax income | 210,000 | 400,000 | 581,000 | 782,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 210,000 | 400,000 | 581,000 | 782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,047,000 | 3,012,000 | 2,867,000 | 3,068,000 |
| Total capital | 3,281,000 | 3,245,000 | 3,113,000 | 3,240,000 |
| Risk-weighted assets | 23,164,000 | 23,535,000 | 24,008,000 | 23,563,000 |
Machine access — free, no API key
Every figure shown here about BANK OF COMMERCE — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.