Call reports 2025
RBC BANK (GEORGIA), NATIONAL ASSOCIATION — 2025
What RBC BANK (GEORGIA), NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 6,874,737,000 | 6,866,169,000 | 7,422,026,000 | 8,044,396,000 |
| Total loans | 2,902,363,000 | 2,835,065,000 | 2,847,066,000 | 3,149,532,000 |
| Allowance for loan losses | 23,420,000 | 23,020,000 | 23,812,000 | 23,344,000 |
| Securities available for sale | 3,667,792,000 | 3,744,238,000 | 4,219,295,000 | 4,341,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,032,420,000 | 5,981,498,000 | 6,471,402,000 | 7,059,129,000 |
| Interest-bearing deposits | 4,610,557,000 | 4,599,155,000 | 5,051,771,000 | 5,527,032,000 |
| Noninterest-bearing deposits | 1,421,863,000 | 1,382,343,000 | 1,419,631,000 | 1,532,097,000 |
| Equity capital | 766,072,000 | 810,623,000 | 821,975,000 | 881,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 75,773,000 | 153,737,000 | 235,384,000 | 321,543,000 |
| Interest expense | 6,858,000 | 13,917,000 | 23,235,000 | 31,683,000 |
| Net interest income | 68,915,000 | 139,820,000 | 212,149,000 | 289,860,000 |
| Noninterest income | 15,371,000 | 28,720,000 | 41,436,000 | 55,695,000 |
| Noninterest expense | 28,069,000 | 54,041,000 | 79,582,000 | 104,139,000 |
| Provision for loan losses | 3,525,000 | 6,157,000 | 9,834,000 | 12,774,000 |
| Pretax income | 52,520,000 | 108,213,000 | 164,683,000 | 229,147,000 |
| Income tax | 12,078,000 | 24,855,000 | 36,239,000 | 50,819,000 |
| Net income | 40,442,000 | 83,358,000 | 128,444,000 | 178,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 776,524,000 | 818,508,000 | 823,144,000 | 871,685,000 |
| Total capital | 797,144,000 | 838,685,000 | 843,470,000 | 893,474,000 |
| Risk-weighted assets | 2,096,313,000 | 2,026,593,000 | 2,027,461,000 | 2,120,229,000 |