Call reports 2024
RBC BANK (GEORGIA), NATIONAL ASSOCIATION — 2024
What RBC BANK (GEORGIA), NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 6,494,995,000 | 6,460,860,000 | 6,715,806,000 | 6,755,443,000 |
| Total loans | 2,796,257,000 | 2,763,308,000 | 2,815,261,000 | 2,899,313,000 |
| Allowance for loan losses | 23,237,000 | 21,599,000 | 22,321,000 | 22,803,000 |
| Securities available for sale | 3,397,488,000 | 3,409,538,000 | 3,612,170,000 | 3,521,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,762,018,000 | 5,678,108,000 | 5,870,365,000 | 5,959,668,000 |
| Interest-bearing deposits | 4,397,934,000 | 4,382,829,000 | 4,552,095,000 | 4,594,953,000 |
| Noninterest-bearing deposits | 1,364,084,000 | 1,295,279,000 | 1,318,270,000 | 1,364,715,000 |
| Equity capital | 666,220,000 | 709,606,000 | 683,817,000 | 718,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 70,561,000 | 142,164,000 | 217,914,000 | 293,591,000 |
| Interest expense | 10,284,000 | 20,360,000 | 31,454,000 | 40,059,000 |
| Net interest income | 60,277,000 | 121,804,000 | 186,460,000 | 253,532,000 |
| Noninterest income | 15,049,000 | 27,915,000 | 40,340,000 | 54,671,000 |
| Noninterest expense | 23,062,000 | 44,489,000 | 74,661,000 | 98,873,000 |
| Provision for loan losses | 3,692,000 | 4,774,000 | 7,839,000 | 10,621,000 |
| Pretax income | 48,563,000 | 100,489,000 | 144,489,000 | 198,898,000 |
| Income tax | 10,868,000 | 22,812,000 | 32,211,000 | 44,708,000 |
| Net income | 37,695,000 | 77,677,000 | 112,278,000 | 154,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 706,613,000 | 746,596,000 | 696,424,000 | 736,701,000 |
| Total capital | 724,087,000 | 763,450,000 | 713,852,000 | 756,532,000 |
| Risk-weighted assets | 2,170,958,000 | 2,053,788,000 | 2,053,294,000 | 2,107,671,000 |