Call reports 2023
RBC BANK (GEORGIA), NATIONAL ASSOCIATION — 2023
What RBC BANK (GEORGIA), NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 6,164,113,000 | 6,342,985,000 | 6,327,772,000 | 6,400,433,000 |
| Total loans | 2,549,483,000 | 2,576,537,000 | 2,666,008,000 | 2,763,255,000 |
| Allowance for loan losses | 14,920,000 | 13,078,000 | 14,196,000 | 21,886,000 |
| Securities available for sale | 3,339,717,000 | 3,491,085,000 | 3,342,710,000 | 3,294,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,537,733,000 | 5,687,727,000 | 5,638,916,000 | 5,715,818,000 |
| Interest-bearing deposits | 4,130,298,000 | 4,333,143,000 | 4,332,246,000 | 4,367,557,000 |
| Noninterest-bearing deposits | 1,407,435,000 | 1,354,584,000 | 1,306,670,000 | 1,348,261,000 |
| Equity capital | 559,625,000 | 533,667,000 | 569,117,000 | 625,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 51,118,000 | 108,740,000 | 173,788,000 | 241,264,000 |
| Interest expense | 6,616,000 | 15,828,000 | 25,814,000 | 36,166,000 |
| Net interest income | 44,502,000 | 92,912,000 | 147,974,000 | 205,098,000 |
| Noninterest income | 15,437,000 | 29,027,000 | 41,285,000 | 55,467,000 |
| Noninterest expense | 21,753,000 | 42,765,000 | 62,884,000 | 83,688,000 |
| Provision for loan losses | 2,454,000 | 2,400,000 | 5,396,000 | 8,666,000 |
| Pretax income | 35,732,000 | 76,774,000 | 120,979,000 | 168,620,000 |
| Income tax | 8,320,000 | 18,118,000 | 27,486,000 | 38,385,000 |
| Net income | 27,412,000 | 58,656,000 | 93,493,000 | 130,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 622,637,000 | 598,878,000 | 633,714,000 | 668,920,000 |
| Total capital | 637,557,000 | 611,957,000 | 647,912,000 | 685,933,000 |
| Risk-weighted assets | 2,142,366,000 | 2,146,491,000 | 2,153,216,000 | 2,180,289,000 |