Call reports 2022
RBC BANK (GEORGIA), NATIONAL ASSOCIATION — 2022
What RBC BANK (GEORGIA), NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 6,146,175,000 | 6,175,672,000 | 6,034,931,000 | 6,097,782,000 |
| Total loans | 2,123,209,000 | 2,236,923,000 | 2,341,550,000 | 2,478,651,000 |
| Allowance for loan losses | 11,292,000 | 10,587,000 | 11,149,000 | 13,932,000 |
| Securities available for sale | 3,823,830,000 | 3,726,435,000 | 3,445,206,000 | 3,439,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,608,505,000 | 5,631,578,000 | 5,494,376,000 | 5,539,701,000 |
| Interest-bearing deposits | 4,137,348,000 | 4,134,202,000 | 4,076,012,000 | 4,089,439,000 |
| Noninterest-bearing deposits | 1,471,157,000 | 1,497,376,000 | 1,418,364,000 | 1,450,262,000 |
| Equity capital | 489,407,000 | 494,062,000 | 481,413,000 | 516,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 23,764,000 | 54,235,000 | 93,343,000 | 139,996,000 |
| Interest expense | 2,869,000 | 5,955,000 | 7,584,000 | 12,639,000 |
| Net interest income | 20,895,000 | 48,280,000 | 85,759,000 | 127,357,000 |
| Noninterest income | 13,279,000 | 25,992,000 | 38,300,000 | 52,709,000 |
| Noninterest expense | 18,783,000 | 37,073,000 | 55,053,000 | 77,460,000 |
| Provision for loan losses | 1,134,000 | 1,451,000 | 2,949,000 | 6,776,000 |
| Pretax income | 14,257,000 | 35,748,000 | 66,057,000 | 95,830,000 |
| Income tax | 3,274,000 | 8,242,000 | 14,988,000 | 21,900,000 |
| Net income | 10,983,000 | 27,506,000 | 51,069,000 | 73,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 532,280,000 | 548,802,000 | 572,363,000 | 595,224,000 |
| Total capital | 543,572,000 | 559,389,000 | 583,512,000 | 609,156,000 |
| Risk-weighted assets | 2,006,308,000 | 2,050,134,000 | 2,060,135,000 | 2,124,039,000 |