Call reports 2021
RBC BANK (GEORGIA), NATIONAL ASSOCIATION — 2021
What RBC BANK (GEORGIA), NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 5,266,626,000 | 5,706,724,000 | 5,911,289,000 | 6,018,212,000 |
| Total loans | 1,666,876,000 | 1,724,930,000 | 1,861,040,000 | 1,998,812,000 |
| Allowance for loan losses | 13,607,000 | 11,446,000 | 9,266,000 | 10,642,000 |
| Securities available for sale | 3,438,143,000 | 3,820,397,000 | 3,898,653,000 | 3,826,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,694,428,000 | 5,138,384,000 | 5,334,361,000 | 5,464,707,000 |
| Interest-bearing deposits | 3,557,555,000 | 3,885,101,000 | 4,036,052,000 | 4,085,868,000 |
| Noninterest-bearing deposits | 1,136,873,000 | 1,253,283,000 | 1,298,309,000 | 1,378,839,000 |
| Equity capital | 510,298,000 | 511,159,000 | 519,257,000 | 514,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 21,199,000 | 41,349,000 | 61,179,000 | 82,581,000 |
| Interest expense | 2,771,000 | 5,620,000 | 8,549,000 | 11,644,000 |
| Net interest income | 18,428,000 | 35,729,000 | 52,630,000 | 70,937,000 |
| Noninterest income | 9,258,000 | 18,977,000 | 28,695,000 | 40,707,000 |
| Noninterest expense | 17,852,000 | 34,628,000 | 51,607,000 | 69,263,000 |
| Provision for loan losses | -730,000 | -2,115,000 | -3,486,000 | -1,506,000 |
| Pretax income | 11,128,000 | 22,797,000 | 33,834,000 | 44,517,000 |
| Income tax | 2,520,000 | 5,186,000 | 7,198,000 | 9,703,000 |
| Net income | 8,608,000 | 17,611,000 | 26,636,000 | 34,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 495,091,000 | 504,093,000 | 513,119,000 | 521,296,000 |
| Total capital | 508,698,000 | 515,539,000 | 522,385,000 | 531,938,000 |
| Risk-weighted assets | 1,563,132,000 | 1,777,034,000 | 1,842,637,000 | 1,921,865,000 |