Call reports 2020
RBC BANK (GEORGIA), NATIONAL ASSOCIATION — 2020
What RBC BANK (GEORGIA), NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 4,356,173,000 | 4,752,233,000 | 4,876,700,000 | 5,098,823,000 |
| Total loans | 1,577,887,000 | 1,582,618,000 | 1,612,436,000 | 1,655,120,000 |
| Allowance for loan losses | 17,306,000 | 16,341,000 | 16,275,000 | 15,235,000 |
| Securities available for sale | 2,525,368,000 | 2,905,331,000 | 2,964,346,000 | 3,182,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,852,216,000 | 4,226,375,000 | 4,344,367,000 | 4,562,417,000 |
| Interest-bearing deposits | 3,078,312,000 | 3,400,191,000 | 3,471,568,000 | 3,524,167,000 |
| Noninterest-bearing deposits | 773,904,000 | 826,184,000 | 872,799,000 | 1,038,250,000 |
| Equity capital | 450,406,000 | 465,709,000 | 476,219,000 | 488,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 30,461,000 | 56,546,000 | 80,558,000 | 103,005,000 |
| Interest expense | 1,904,000 | 4,415,000 | 7,171,000 | 9,981,000 |
| Net interest income | 28,557,000 | 52,131,000 | 73,387,000 | 93,024,000 |
| Noninterest income | 11,247,000 | 18,664,000 | 26,329,000 | 34,992,000 |
| Noninterest expense | 17,334,000 | 32,232,000 | 48,968,000 | 65,568,000 |
| Provision for loan losses | 10,220,000 | 10,217,000 | 11,154,000 | 10,890,000 |
| Pretax income | 12,250,000 | 28,346,000 | 39,594,000 | 51,558,000 |
| Income tax | 3,006,000 | 6,817,000 | 9,196,000 | 11,902,000 |
| Net income | 9,244,000 | 21,529,000 | 30,398,000 | 39,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 456,071,000 | 468,355,000 | 477,223,000 | 486,482,000 |
| Total capital | 473,377,000 | 484,696,000 | 493,498,000 | 501,717,000 |
| Risk-weighted assets | 1,443,618,000 | 1,448,106,000 | 1,455,899,000 | 1,520,475,000 |