Call reports 2019
RBC BANK (GEORGIA), NATIONAL ASSOCIATION — 2019
What RBC BANK (GEORGIA), NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 4,935,748,000 | 4,691,587,000 | 4,580,363,000 | 4,528,719,000 |
| Total loans | 1,272,266,000 | 1,309,519,000 | 1,393,786,000 | 1,516,496,000 |
| Allowance for loan losses | 6,851,000 | 6,379,000 | 6,770,000 | 8,015,000 |
| Securities available for sale | 3,444,375,000 | 3,191,765,000 | 2,969,428,000 | 2,771,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,497,538,000 | 4,232,835,000 | 4,106,164,000 | 4,032,074,000 |
| Interest-bearing deposits | 3,783,377,000 | 3,520,037,000 | 3,366,624,000 | 3,215,629,000 |
| Noninterest-bearing deposits | 714,161,000 | 712,798,000 | 739,540,000 | 816,445,000 |
| Equity capital | 386,115,000 | 408,313,000 | 421,932,000 | 445,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 36,461,000 | 72,278,000 | 106,718,000 | 138,857,000 |
| Interest expense | 3,703,000 | 7,062,000 | 10,240,000 | 12,222,000 |
| Net interest income | 32,758,000 | 65,216,000 | 96,478,000 | 126,635,000 |
| Noninterest income | 9,527,000 | 17,993,000 | 26,370,000 | 37,266,000 |
| Noninterest expense | 15,509,000 | 29,621,000 | 45,469,000 | 62,481,000 |
| Provision for loan losses | 777,000 | 1,179,000 | 2,270,000 | 4,231,000 |
| Pretax income | 25,999,000 | 52,409,000 | 75,109,000 | 97,189,000 |
| Income tax | 6,217,000 | 12,207,000 | 17,049,000 | 22,577,000 |
| Net income | 19,782,000 | 40,202,000 | 58,060,000 | 74,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 392,355,000 | 412,774,000 | 430,042,000 | 446,826,000 |
| Total capital | 399,206,000 | 419,153,000 | 436,812,000 | 454,841,000 |
| Risk-weighted assets | 1,513,087,000 | 1,449,251,000 | 1,448,217,000 | 1,487,410,000 |