Call reports 2018
RBC BANK (GEORGIA), NATIONAL ASSOCIATION — 2018
What RBC BANK (GEORGIA), NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 4,676,440,000 | 4,746,683,000 | 4,895,695,000 | 4,951,637,000 |
| Total loans | 1,067,601,000 | 1,085,337,000 | 1,133,910,000 | 1,224,106,000 |
| Allowance for loan losses | 7,176,000 | 6,282,000 | 5,693,000 | 6,617,000 |
| Securities available for sale | 3,389,489,000 | 3,434,371,000 | 3,547,683,000 | 3,539,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,309,760,000 | 4,365,043,000 | 4,494,192,000 | 4,551,056,000 |
| Interest-bearing deposits | 3,688,672,000 | 3,746,958,000 | 3,843,542,000 | 3,862,449,000 |
| Noninterest-bearing deposits | 621,088,000 | 618,085,000 | 650,650,000 | 688,607,000 |
| Equity capital | 315,367,000 | 331,391,000 | 347,800,000 | 361,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 26,671,000 | 56,270,000 | 88,439,000 | 123,282,000 |
| Interest expense | 2,316,000 | 5,303,000 | 8,967,000 | 12,996,000 |
| Net interest income | 24,355,000 | 50,967,000 | 79,472,000 | 110,286,000 |
| Noninterest income | 11,250,000 | 20,723,000 | 29,997,000 | 41,605,000 |
| Noninterest expense | 16,306,000 | 31,783,000 | 48,030,000 | 66,743,000 |
| Provision for loan losses | 519,000 | 389,000 | 266,000 | 1,204,000 |
| Pretax income | 18,780,000 | 39,518,000 | 61,173,000 | 83,944,000 |
| Income tax | 4,939,000 | 10,651,000 | 16,238,000 | 21,777,000 |
| Net income | 13,841,000 | 28,867,000 | 44,935,000 | 62,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 324,247,000 | 339,271,000 | 355,340,000 | 372,572,000 |
| Total capital | 331,423,000 | 345,553,000 | 361,033,000 | 379,189,000 |
| Risk-weighted assets | 1,335,222,000 | 1,399,757,000 | 1,458,519,000 | 1,517,641,000 |