Call reports 2017
RBC BANK (GEORGIA), NATIONAL ASSOCIATION — 2017
What RBC BANK (GEORGIA), NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 3,978,448,000 | 4,127,421,000 | 4,342,026,000 | 4,510,197,000 |
| Total loans | 915,280,000 | 930,063,000 | 962,678,000 | 1,025,310,000 |
| Allowance for loan losses | 7,142,000 | 6,733,000 | 5,939,000 | 6,963,000 |
| Securities available for sale | 2,901,655,000 | 3,012,251,000 | 3,189,096,000 | 3,242,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,662,598,000 | 3,797,353,000 | 4,005,465,000 | 4,162,993,000 |
| Interest-bearing deposits | 3,156,497,000 | 3,297,871,000 | 3,441,262,000 | 3,527,665,000 |
| Noninterest-bearing deposits | 506,101,000 | 499,482,000 | 564,203,000 | 635,328,000 |
| Equity capital | 280,079,000 | 286,775,000 | 296,782,000 | 303,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 18,010,000 | 38,130,000 | 60,428,000 | 84,398,000 |
| Interest expense | 1,185,000 | 2,460,000 | 3,599,000 | 4,899,000 |
| Net interest income | 16,825,000 | 35,670,000 | 56,829,000 | 79,499,000 |
| Noninterest income | 9,323,000 | 17,243,000 | 25,356,000 | 35,867,000 |
| Noninterest expense | 14,398,000 | 28,011,000 | 41,928,000 | 57,083,000 |
| Provision for loan losses | 627,000 | 619,000 | 340,000 | 1,823,000 |
| Pretax income | 11,123,000 | 24,283,000 | 39,917,000 | 56,460,000 |
| Income tax | 4,167,000 | 9,102,000 | 15,098,000 | 21,198,000 |
| Net income | 6,956,000 | 15,181,000 | 24,819,000 | 35,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 282,100,000 | 290,324,000 | 299,962,000 | 310,405,000 |
| Total capital | 289,242,000 | 297,057,000 | 305,901,000 | 317,368,000 |
| Risk-weighted assets | 1,148,655,000 | 1,163,052,000 | 1,217,112,000 | 1,284,571,000 |