Call reports 2016
RBC BANK (GEORGIA), NATIONAL ASSOCIATION — 2016
What RBC BANK (GEORGIA), NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,554,004,000 | 3,622,231,000 | 3,673,358,000 | 3,837,573,000 |
| Total loans | 793,979,000 | 793,609,000 | 839,048,000 | 888,209,000 |
| Allowance for loan losses | 7,543,000 | 6,555,000 | 6,592,000 | 6,935,000 |
| Securities available for sale | 2,582,628,000 | 2,636,720,000 | 2,435,984,000 | 2,653,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,242,669,000 | 3,322,528,000 | 3,373,875,000 | 3,531,577,000 |
| Interest-bearing deposits | 2,780,218,000 | 2,858,871,000 | 2,873,474,000 | 2,995,848,000 |
| Noninterest-bearing deposits | 462,451,000 | 463,657,000 | 500,401,000 | 535,729,000 |
| Equity capital | 258,008,000 | 265,381,000 | 267,347,000 | 271,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 15,619,000 | 31,684,000 | 47,829,000 | 63,973,000 |
| Interest expense | 616,000 | 1,419,000 | 2,226,000 | 3,082,000 |
| Net interest income | 15,003,000 | 30,265,000 | 45,603,000 | 60,891,000 |
| Noninterest income | 7,953,000 | 14,925,000 | 22,034,000 | 30,588,000 |
| Noninterest expense | 14,036,000 | 27,268,000 | 41,659,000 | 56,359,000 |
| Provision for loan losses | 129,000 | -612,000 | -418,000 | 204,000 |
| Pretax income | 9,538,000 | 19,281,000 | 27,522,000 | 35,733,000 |
| Income tax | 3,671,000 | 7,413,000 | 9,949,000 | 13,251,000 |
| Net income | 5,867,000 | 11,868,000 | 17,573,000 | 22,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 258,527,000 | 264,529,000 | 270,235,000 | 275,143,000 |
| Total capital | 266,070,000 | 271,084,000 | 276,827,000 | 282,078,000 |
| Risk-weighted assets | 827,185,000 | 826,166,000 | 922,758,000 | 1,047,657,000 |