Call reports 2015
RBC BANK (GEORGIA), NATIONAL ASSOCIATION — 2015
What RBC BANK (GEORGIA), NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,038,293,000 | 3,000,457,000 | 3,004,571,000 | 3,272,942,000 |
| Total loans | 672,756,000 | 696,630,000 | 732,077,000 | 779,137,000 |
| Allowance for loan losses | 9,268,000 | 8,444,000 | 7,139,000 | 7,668,000 |
| Securities available for sale | 2,160,853,000 | 2,126,774,000 | 2,132,091,000 | 2,135,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,762,779,000 | 2,728,383,000 | 2,730,040,000 | 2,953,002,000 |
| Interest-bearing deposits | 2,377,972,000 | 2,313,591,000 | 2,322,808,000 | 2,511,115,000 |
| Noninterest-bearing deposits | 384,807,000 | 414,792,000 | 407,232,000 | 441,887,000 |
| Equity capital | 246,392,000 | 249,303,000 | 250,744,000 | 249,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,668,000 | 24,132,000 | 36,725,000 | 50,218,000 |
| Interest expense | 410,000 | 783,000 | 1,141,000 | 1,519,000 |
| Net interest income | 11,258,000 | 23,349,000 | 35,584,000 | 48,699,000 |
| Noninterest income | 6,179,000 | 11,448,000 | 16,491,000 | 23,789,000 |
| Noninterest expense | 13,162,000 | 24,835,000 | 37,430,000 | 51,898,000 |
| Provision for loan losses | 845,000 | -87,000 | -638,000 | 147,000 |
| Pretax income | 4,054,000 | 10,963,000 | 16,750,000 | 21,990,000 |
| Income tax | 1,548,000 | 4,185,000 | 6,704,000 | 8,806,000 |
| Net income | 2,506,000 | 6,778,000 | 10,046,000 | 13,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 237,595,000 | 245,688,000 | 247,277,000 | 250,311,000 |
| Total capital | 246,232,000 | 253,972,000 | 254,416,000 | 257,979,000 |
| Risk-weighted assets | 687,713,000 | 662,557,000 | 647,632,000 | 701,331,000 |