Call reports 2026
CITIZENS BANK OF EDINA, THE — 2026
What CITIZENS BANK OF EDINA, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 103,856,000 | 106,705,000 |
| Total loans | 72,104,000 | 77,937,000 |
| Allowance for loan losses | 990,000 | 1,041,000 |
| Securities available for sale | 6,789,000 | 6,680,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 88,467,000 | 90,888,000 |
| Interest-bearing deposits | 63,718,000 | 63,529,000 |
| Noninterest-bearing deposits | 24,749,000 | 27,359,000 |
| Equity capital | 14,850,000 | 15,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,542,000 | 3,145,000 |
| Interest expense | 286,000 | 576,000 |
| Net interest income | 1,256,000 | 2,569,000 |
| Noninterest income | 67,000 | 132,000 |
| Noninterest expense | 633,000 | 1,177,000 |
| Provision for loan losses | 0 | 50,000 |
| Pretax income | 690,000 | 1,474,000 |
| Income tax | 169,000 | 362,000 |
| Net income | 521,000 | 1,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 14,877,000 | 15,216,000 |