Call reports 2024
CITIZENS BANK OF EDINA, THE — 2024
What CITIZENS BANK OF EDINA, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 94,889,000 | 98,834,000 | 97,276,000 | 102,743,000 |
| Total loans | 63,157,000 | 66,238,000 | 66,683,000 | 70,807,000 |
| Allowance for loan losses | 926,000 | 924,000 | 949,000 | 950,000 |
| Securities available for sale | 5,627,000 | 5,650,000 | 4,724,000 | 5,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,698,000 | 86,196,000 | 83,986,000 | 89,263,000 |
| Interest-bearing deposits | 58,007,000 | 60,383,000 | 58,470,000 | 60,282,000 |
| Noninterest-bearing deposits | 24,691,000 | 25,813,000 | 25,516,000 | 28,981,000 |
| Equity capital | 11,646,000 | 12,045,000 | 12,517,000 | 12,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,928,000 | 4,487,000 | 6,041,000 |
| Interest expense | 271,000 | 578,000 | 908,000 | 1,235,000 |
| Net interest income | 1,166,000 | 2,350,000 | 3,579,000 | 4,806,000 |
| Noninterest income | 66,000 | 120,000 | 185,000 | 257,000 |
| Noninterest expense | 369,000 | 792,000 | 1,199,000 | 1,647,000 |
| Provision for loan losses | 25,000 | 25,000 | 50,000 | 50,000 |
| Pretax income | 838,000 | 1,653,000 | 2,515,000 | 3,366,000 |
| Income tax | 191,000 | 383,000 | 595,000 | 815,000 |
| Net income | 647,000 | 1,270,000 | 1,920,000 | 2,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,833,000 | 12,204,000 | 12,605,000 | 12,973,000 |