Call reports 2022
CITIZENS BANK OF EDINA, THE — 2022
What CITIZENS BANK OF EDINA, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 91,682,000 | 91,919,000 | 89,001,000 | 87,639,000 |
| Total loans | 55,039,000 | 56,184,000 | 56,754,000 | 58,956,000 |
| Allowance for loan losses | 805,000 | 807,000 | 794,000 | 797,000 |
| Securities available for sale | 4,661,000 | 5,784,000 | 6,393,000 | 6,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,557,000 | 81,821,000 | 78,845,000 | 77,292,000 |
| Interest-bearing deposits | 54,812,000 | 54,317,000 | 52,611,000 | 52,330,000 |
| Noninterest-bearing deposits | 26,745,000 | 27,504,000 | 26,234,000 | 24,962,000 |
| Equity capital | 9,807,000 | 9,758,000 | 9,804,000 | 10,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,452,000 | 2,285,000 | 3,201,000 |
| Interest expense | 47,000 | 93,000 | 138,000 | 201,000 |
| Net interest income | 660,000 | 1,359,000 | 2,147,000 | 3,000,000 |
| Noninterest income | 54,000 | 101,000 | 165,000 | 246,000 |
| Noninterest expense | 329,000 | 692,000 | 1,022,000 | 1,409,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 385,000 | 768,000 | 1,290,000 | 1,837,000 |
| Income tax | 99,000 | 199,000 | 329,000 | 440,000 |
| Net income | 286,000 | 569,000 | 961,000 | 1,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,945,000 | 9,976,000 | 10,115,000 | 10,289,000 |