Call reports 2021
CITIZENS BANK OF EDINA, THE — 2021
What CITIZENS BANK OF EDINA, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 84,116,000 | 83,774,000 | 83,767,000 | 88,051,000 |
| Total loans | 57,108,000 | 56,824,000 | 57,658,000 | 56,544,000 |
| Allowance for loan losses | 795,000 | 809,000 | 829,000 | 833,000 |
| Securities available for sale | 4,304,000 | 4,298,000 | 4,281,000 | 4,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,893,000 | 73,497,000 | 73,456,000 | 77,856,000 |
| Interest-bearing deposits | 51,258,000 | 51,286,000 | 50,906,000 | 51,359,000 |
| Noninterest-bearing deposits | 22,635,000 | 22,211,000 | 22,550,000 | 26,497,000 |
| Equity capital | 9,720,000 | 9,850,000 | 9,898,000 | 9,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,005,000 | 1,897,000 | 2,619,000 | 3,334,000 |
| Interest expense | 62,000 | 119,000 | 172,000 | 223,000 |
| Net interest income | 943,000 | 1,778,000 | 2,447,000 | 3,111,000 |
| Noninterest income | 63,000 | 94,000 | 155,000 | 215,000 |
| Noninterest expense | 340,000 | 672,000 | 978,000 | 1,342,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 651,000 | 1,170,000 | 1,579,000 | 1,924,000 |
| Income tax | 156,000 | 287,000 | 393,000 | 463,000 |
| Net income | 495,000 | 883,000 | 1,186,000 | 1,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,702,000 | 9,838,000 | 9,889,000 | 9,911,000 |