Call reports 2018
CITIZENS BANK OF EDINA, THE — 2018
What CITIZENS BANK OF EDINA, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 71,410,000 | 70,494,000 | 69,572,000 | 71,620,000 |
| Total loans | 56,119,000 | 57,593,000 | 56,988,000 | 59,320,000 |
| Allowance for loan losses | 719,000 | 720,000 | 718,000 | 743,000 |
| Securities available for sale | 5,143,000 | 4,931,000 | 3,821,000 | 3,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,936,000 | 61,974,000 | 58,404,000 | 60,537,000 |
| Interest-bearing deposits | 46,977,000 | 45,535,000 | 43,490,000 | 43,767,000 |
| Noninterest-bearing deposits | 15,959,000 | 16,439,000 | 14,914,000 | 16,770,000 |
| Equity capital | 8,047,000 | 8,148,000 | 8,252,000 | 8,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 814,000 | 1,613,000 | 2,426,000 | 3,261,000 |
| Interest expense | 58,000 | 120,000 | 187,000 | 273,000 |
| Net interest income | 756,000 | 1,493,000 | 2,239,000 | 2,988,000 |
| Noninterest income | 55,000 | 108,000 | 180,000 | 264,000 |
| Noninterest expense | 334,000 | 637,000 | 968,000 | 1,325,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 477,000 | 964,000 | 1,451,000 | 1,902,000 |
| Income tax | 128,000 | 258,000 | 387,000 | 488,000 |
| Net income | 349,000 | 706,000 | 1,064,000 | 1,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,086,000 | 8,197,000 | 8,307,000 | 8,411,000 |
| Total capital | 8,764,000 | 8,887,000 | 9,000,000 | 9,127,000 |
| Risk-weighted assets | 54,180,000 | 55,170,000 | 55,423,000 | 57,269,000 |