Call reports 2017
CITIZENS BANK OF EDINA, THE — 2017
What CITIZENS BANK OF EDINA, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 72,339,000 | 72,309,000 | 71,002,000 | 71,655,000 |
| Total loans | 55,367,000 | 57,863,000 | 56,451,000 | 57,692,000 |
| Allowance for loan losses | 729,000 | 736,000 | 751,000 | 772,000 |
| Securities available for sale | 5,226,000 | 5,226,000 | 5,223,000 | 5,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,024,000 | 63,997,000 | 62,643,000 | 63,303,000 |
| Interest-bearing deposits | 50,731,000 | 50,214,000 | 48,450,000 | 47,016,000 |
| Noninterest-bearing deposits | 13,293,000 | 13,783,000 | 14,193,000 | 16,287,000 |
| Equity capital | 7,857,000 | 7,908,000 | 7,906,000 | 7,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 765,000 | 1,538,000 | 2,266,000 | 3,041,000 |
| Interest expense | 63,000 | 128,000 | 195,000 | 261,000 |
| Net interest income | 702,000 | 1,410,000 | 2,071,000 | 2,780,000 |
| Noninterest income | 57,000 | 95,000 | 149,000 | 212,000 |
| Noninterest expense | 348,000 | 635,000 | 953,000 | 1,277,000 |
| Provision for loan losses | 0 | 5,000 | 20,000 | 40,000 |
| Pretax income | 411,000 | 865,000 | 1,247,000 | 1,675,000 |
| Income tax | 167,000 | 351,000 | 505,000 | 631,000 |
| Net income | 244,000 | 514,000 | 742,000 | 1,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,851,000 | 7,899,000 | 7,905,000 | 7,985,000 |
| Total capital | 8,533,000 | 8,596,000 | 8,590,000 | 8,679,000 |
| Risk-weighted assets | 54,552,000 | 55,686,000 | 54,767,000 | 55,413,000 |