Call reports 2018
FIRST NATIONAL BANK IN PRATT — 2018
What FIRST NATIONAL BANK IN PRATT reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 102,390,000 | 102,039,000 |
| Total loans | 50,522,000 | 48,646,000 |
| Allowance for loan losses | 646,000 | 652,000 |
| Securities available for sale | 38,149,000 | 39,957,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 86,206,000 | 85,479,000 |
| Interest-bearing deposits | 60,812,000 | 61,371,000 |
| Noninterest-bearing deposits | 25,394,000 | 24,108,000 |
| Equity capital | 10,805,000 | 10,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 776,000 | 1,561,000 |
| Interest expense | 40,000 | 77,000 |
| Net interest income | 736,000 | 1,484,000 |
| Noninterest income | 118,000 | 225,000 |
| Noninterest expense | 688,000 | 1,241,000 |
| Provision for loan losses | 6,000 | 12,000 |
| Pretax income | 160,000 | 456,000 |
| Income tax | 6,000 | 10,000 |
| Net income | 154,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 10,657,000 | 10,905,000 |
| Total capital | 11,303,000 | 11,557,000 |
| Risk-weighted assets | 63,064,000 | 61,455,000 |