Call reports 2017
FIRST NATIONAL BANK IN PRATT — 2017
What FIRST NATIONAL BANK IN PRATT reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 101,885,000 | 99,419,000 | 102,910,000 | 105,168,000 |
| Total loans | 49,716,000 | 47,856,000 | 51,053,000 | 53,683,000 |
| Allowance for loan losses | 646,000 | 642,000 | 848,000 | 643,000 |
| Securities available for sale | 36,038,000 | 37,924,000 | 38,895,000 | 38,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,817,000 | 85,855,000 | 83,283,000 | 87,789,000 |
| Interest-bearing deposits | 64,808,000 | 62,058,000 | 60,588,000 | 62,340,000 |
| Noninterest-bearing deposits | 24,009,000 | 23,797,000 | 22,695,000 | 25,449,000 |
| Equity capital | 11,787,000 | 12,259,000 | 12,095,000 | 11,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 720,000 | 1,449,000 | 2,193,000 | 2,935,000 |
| Interest expense | 17,000 | 36,000 | 60,000 | 96,000 |
| Net interest income | 703,000 | 1,413,000 | 2,133,000 | 2,839,000 |
| Noninterest income | 133,000 | 260,000 | 387,000 | 511,000 |
| Noninterest expense | 688,000 | 1,405,000 | 2,122,000 | 2,795,000 |
| Provision for loan losses | 6,000 | 12,000 | 218,000 | 998,000 |
| Pretax income | 142,000 | 252,000 | 176,000 | -447,000 |
| Income tax | 3,000 | 7,000 | 4,000 | -25,000 |
| Net income | 139,000 | 245,000 | 172,000 | -422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,145,000 | 11,211,000 | 11,141,000 | 10,539,000 |
| Total capital | 11,791,000 | 11,853,000 | 11,935,000 | 11,182,000 |
| Risk-weighted assets | 62,318,000 | 60,081,000 | 63,462,000 | 66,652,000 |