Call reports 2016
FIRST NATIONAL BANK IN PRATT — 2016
What FIRST NATIONAL BANK IN PRATT reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 101,270,000 | 98,473,000 | 97,139,000 | 99,926,000 |
| Total loans | 55,333,000 | 53,075,000 | 52,030,000 | 51,315,000 |
| Allowance for loan losses | 700,000 | 639,000 | 639,000 | 640,000 |
| Securities available for sale | 30,536,000 | 32,284,000 | 31,158,000 | 34,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,847,000 | 85,136,000 | 83,726,000 | 87,202,000 |
| Interest-bearing deposits | 61,093,000 | 61,371,000 | 60,895,000 | 63,976,000 |
| Noninterest-bearing deposits | 24,754,000 | 23,765,000 | 22,831,000 | 23,226,000 |
| Equity capital | 12,254,000 | 12,159,000 | 12,163,000 | 11,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 771,000 | 1,509,000 | 2,228,000 | 2,938,000 |
| Interest expense | 20,000 | 38,000 | 55,000 | 71,000 |
| Net interest income | 751,000 | 1,471,000 | 2,173,000 | 2,867,000 |
| Noninterest income | 118,000 | 229,000 | 336,000 | 437,000 |
| Noninterest expense | 708,000 | 1,385,000 | 2,095,000 | 2,789,000 |
| Provision for loan losses | 57,000 | 386,000 | 387,000 | 387,000 |
| Pretax income | 121,000 | -54,000 | 87,000 | 234,000 |
| Income tax | 4,000 | 1,000 | 3,000 | 8,000 |
| Net income | 117,000 | -55,000 | 84,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,969,000 | 10,810,000 | 10,944,000 | 11,090,000 |
| Total capital | 11,670,000 | 11,449,000 | 11,584,000 | 11,730,000 |
| Risk-weighted assets | 69,453,000 | 66,386,000 | 65,776,000 | 65,026,000 |