Call reports 2015
FIRST NATIONAL BANK IN PRATT — 2015
What FIRST NATIONAL BANK IN PRATT reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 112,259,000 | 110,445,000 | 106,027,000 | 103,126,000 |
| Total loans | 57,068,000 | 56,835,000 | 55,808,000 | 55,469,000 |
| Allowance for loan losses | 587,000 | 605,000 | 623,000 | 644,000 |
| Securities available for sale | 39,256,000 | 34,399,000 | 33,299,000 | 32,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,767,000 | 94,297,000 | 91,047,000 | 87,370,000 |
| Interest-bearing deposits | 65,540,000 | 65,039,000 | 63,975,000 | 63,234,000 |
| Noninterest-bearing deposits | 30,227,000 | 29,258,000 | 27,072,000 | 24,136,000 |
| Equity capital | 11,858,000 | 11,817,000 | 12,174,000 | 12,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,643,000 | 2,449,000 | 3,258,000 |
| Interest expense | 21,000 | 42,000 | 61,000 | 81,000 |
| Net interest income | 796,000 | 1,601,000 | 2,388,000 | 3,177,000 |
| Noninterest income | 125,000 | 241,000 | 359,000 | 489,000 |
| Noninterest expense | 732,000 | 1,447,000 | 2,170,000 | 2,890,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 76,000 |
| Pretax income | 171,000 | 378,000 | 542,000 | 719,000 |
| Income tax | 4,000 | 11,000 | 18,000 | 24,000 |
| Net income | 167,000 | 367,000 | 524,000 | 695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,651,000 | 10,826,000 | 10,940,000 | 10,967,000 |
| Total capital | 11,238,000 | 11,431,000 | 11,563,000 | 11,611,000 |
| Risk-weighted assets | 72,042,000 | 69,609,000 | 70,937,000 | 69,935,000 |