Call reports 2025
TECUMSEH FEDERAL BANK — 2025
What TECUMSEH FEDERAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 53,406,000 | 53,457,000 | 53,219,000 | 53,441,000 |
| Total loans | 26,525,000 | 26,033,000 | 25,738,000 | 26,231,000 |
| Allowance for loan losses | 342,000 | 335,000 | 330,000 | 321,000 |
| Securities available for sale | 15,111,000 | 15,621,000 | 15,296,000 | 14,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,968,000 | 35,975,000 | 35,945,000 | 36,679,000 |
| Interest-bearing deposits | 34,391,000 | 34,151,000 | 34,276,000 | 34,097,000 |
| Noninterest-bearing deposits | 1,577,000 | 1,824,000 | 1,669,000 | 2,582,000 |
| Equity capital | 10,757,000 | 10,784,000 | 11,091,000 | 11,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,082,000 | 1,638,000 | 2,204,000 |
| Interest expense | 272,000 | 549,000 | 824,000 | 1,085,000 |
| Net interest income | 262,000 | 533,000 | 814,000 | 1,119,000 |
| Noninterest income | 125,000 | 268,000 | 421,000 | 585,000 |
| Noninterest expense | 432,000 | 845,000 | 1,261,000 | 1,714,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -7,000 | 37,000 | 92,000 | 83,000 |
| Income tax | -5,000 | -1,000 | 6,000 | -1,000 |
| Net income | -2,000 | 38,000 | 86,000 | 84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,201,000 | 11,241,000 | 11,289,000 | 11,287,000 |