Call reports 2020
TECUMSEH FEDERAL BANK — 2020
What TECUMSEH FEDERAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 50,898,000 | 49,234,000 | 47,834,000 | 48,746,000 |
| Total loans | 27,985,000 | 28,673,000 | 28,220,000 | 26,941,000 |
| Allowance for loan losses | 394,000 | 402,000 | 403,000 | 404,000 |
| Securities available for sale | 6,899,000 | 6,508,000 | 7,200,000 | 9,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,783,000 | 36,927,000 | 35,457,000 | 36,428,000 |
| Interest-bearing deposits | 35,750,000 | 35,413,000 | 34,004,000 | 34,140,000 |
| Noninterest-bearing deposits | 2,033,000 | 1,514,000 | 1,453,000 | 2,288,000 |
| Equity capital | 10,565,000 | 10,726,000 | 10,779,000 | 10,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 989,000 | 1,459,000 | 1,901,000 |
| Interest expense | 115,000 | 218,000 | 302,000 | 377,000 |
| Net interest income | 379,000 | 771,000 | 1,157,000 | 1,524,000 |
| Noninterest income | 107,000 | 193,000 | 301,000 | 425,000 |
| Noninterest expense | 447,000 | 876,000 | 1,309,000 | 1,752,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 34,000 | 84,000 | 152,000 | 208,000 |
| Income tax | 3,000 | 11,000 | 25,000 | 33,000 |
| Net income | 31,000 | 73,000 | 127,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,587,000 | 10,636,000 | 10,690,000 | 10,737,000 |