Call reports 2019
TECUMSEH FEDERAL BANK — 2019
What TECUMSEH FEDERAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 49,088,000 | 48,554,000 | 49,004,000 | 50,662,000 |
| Total loans | 29,887,000 | 29,120,000 | 28,692,000 | 28,241,000 |
| Allowance for loan losses | 385,000 | 387,000 | 390,000 | 392,000 |
| Securities available for sale | 8,508,000 | 8,219,000 | 7,928,000 | 6,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,280,000 | 35,561,000 | 35,927,000 | 37,572,000 |
| Interest-bearing deposits | 34,732,000 | 33,993,000 | 33,981,000 | 35,442,000 |
| Noninterest-bearing deposits | 1,548,000 | 1,568,000 | 1,946,000 | 2,130,000 |
| Equity capital | 10,256,000 | 10,419,000 | 10,511,000 | 10,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 524,000 | 1,037,000 | 1,545,000 | 2,049,000 |
| Interest expense | 94,000 | 189,000 | 290,000 | 395,000 |
| Net interest income | 430,000 | 848,000 | 1,255,000 | 1,654,000 |
| Noninterest income | 87,000 | 180,000 | 288,000 | 401,000 |
| Noninterest expense | 409,000 | 809,000 | 1,223,000 | 1,689,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 100,000 | 211,000 | 312,000 | 354,000 |
| Income tax | 20,000 | 42,000 | 61,000 | 67,000 |
| Net income | 80,000 | 169,000 | 251,000 | 287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,353,000 | 10,443,000 | 10,525,000 | 10,561,000 |
| Total capital | 10,660,000 | 10,751,000 | 10,829,000 | 10,867,000 |
| Risk-weighted assets | 24,556,000 | 24,564,000 | 24,256,000 | 24,336,000 |