Call reports 2018
TECUMSEH FEDERAL BANK — 2018
What TECUMSEH FEDERAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 52,596,000 | 52,645,000 | 50,636,000 | 50,264,000 |
| Total loans | 31,068,000 | 30,923,000 | 30,366,000 | 29,565,000 |
| Allowance for loan losses | 383,000 | 386,000 | 388,000 | 382,000 |
| Securities available for sale | 9,767,000 | 9,299,000 | 9,326,000 | 8,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,248,000 | 39,197,000 | 38,041,000 | 37,609,000 |
| Interest-bearing deposits | 37,451,000 | 37,583,000 | 36,676,000 | 35,356,000 |
| Noninterest-bearing deposits | 1,797,000 | 1,614,000 | 1,365,000 | 2,253,000 |
| Equity capital | 9,812,000 | 9,909,000 | 10,022,000 | 10,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 498,000 | 1,022,000 | 1,550,000 | 2,059,000 |
| Interest expense | 90,000 | 181,000 | 273,000 | 367,000 |
| Net interest income | 408,000 | 841,000 | 1,277,000 | 1,692,000 |
| Noninterest income | 134,000 | 232,000 | 338,000 | 441,000 |
| Noninterest expense | 398,000 | 780,000 | 1,171,000 | 1,615,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 143,000 | 292,000 | 443,000 | 517,000 |
| Income tax | 30,000 | 70,000 | 94,000 | 118,000 |
| Net income | 113,000 | 222,000 | 349,000 | 399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,988,000 | 10,097,000 | 10,224,000 | 10,274,000 |
| Total capital | 10,306,000 | 10,411,000 | 10,529,000 | 10,576,000 |
| Risk-weighted assets | 25,375,000 | 25,048,000 | 24,325,000 | 24,159,000 |