Call reports 2016
TECUMSEH FEDERAL BANK — 2016
What TECUMSEH FEDERAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 55,861,000 | 55,120,000 | 53,697,000 | 52,692,000 |
| Total loans | 31,958,000 | 31,657,000 | 31,233,000 | 30,092,000 |
| Allowance for loan losses | 364,000 | 355,000 | 382,000 | 383,000 |
| Securities available for sale | 11,953,000 | 11,296,000 | 10,984,000 | 11,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,120,000 | 45,258,000 | 43,726,000 | 42,757,000 |
| Interest-bearing deposits | 44,195,000 | 44,225,000 | 42,998,000 | 41,379,000 |
| Noninterest-bearing deposits | 1,925,000 | 1,033,000 | 728,000 | 1,378,000 |
| Equity capital | 9,341,000 | 9,434,000 | 9,505,000 | 9,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 1,040,000 | 1,559,000 | 2,064,000 |
| Interest expense | 119,000 | 237,000 | 351,000 | 462,000 |
| Net interest income | 407,000 | 803,000 | 1,208,000 | 1,602,000 |
| Noninterest income | 96,000 | 196,000 | 301,000 | 408,000 |
| Noninterest expense | 390,000 | 784,000 | 1,180,000 | 1,600,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 113,000 | 215,000 | 329,000 | 410,000 |
| Income tax | 36,000 | 65,000 | 100,000 | 120,000 |
| Net income | 77,000 | 150,000 | 229,000 | 290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,371,000 | 9,443,000 | 9,522,000 | 9,583,000 |
| Total capital | 9,684,000 | 9,767,000 | 9,832,000 | 9,886,000 |
| Risk-weighted assets | 24,879,000 | 25,728,000 | 24,608,000 | 24,164,000 |