Call reports 2015
TECUMSEH FEDERAL BANK — 2015
What TECUMSEH FEDERAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 57,388,000 | 58,061,000 | 57,300,000 | 56,352,000 |
| Total loans | 34,321,000 | 34,035,000 | 33,544,000 | 32,886,000 |
| Allowance for loan losses | 371,000 | 371,000 | 365,000 | 365,000 |
| Securities available for sale | 13,636,000 | 13,128,000 | 12,919,000 | 12,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,440,000 | 48,008,000 | 47,114,000 | 46,684,000 |
| Interest-bearing deposits | 46,640,000 | 47,239,000 | 46,223,000 | 44,907,000 |
| Noninterest-bearing deposits | 800,000 | 769,000 | 891,000 | 1,777,000 |
| Equity capital | 9,039,000 | 9,147,000 | 9,243,000 | 9,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 550,000 | 1,104,000 | 1,648,000 | 2,183,000 |
| Interest expense | 132,000 | 264,000 | 396,000 | 521,000 |
| Net interest income | 418,000 | 840,000 | 1,252,000 | 1,662,000 |
| Noninterest income | 95,000 | 191,000 | 296,000 | 409,000 |
| Noninterest expense | 373,000 | 712,000 | 1,110,000 | 1,509,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 63,000 |
| Pretax income | 125,000 | 304,000 | 423,000 | 499,000 |
| Income tax | 39,000 | 99,000 | 136,000 | 174,000 |
| Net income | 86,000 | 205,000 | 287,000 | 325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,038,000 | 9,174,000 | 9,256,000 | 9,293,000 |
| Total capital | 9,352,000 | 9,495,000 | 9,579,000 | 9,610,000 |
| Risk-weighted assets | 25,024,000 | 25,601,000 | 25,816,000 | 25,332,000 |