Call reports 2016
YOUR COMMUNITY BANK — 2016
What YOUR COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 1,543,132,000 | 1,516,141,000 |
| Total loans | 1,047,741,000 | 1,077,426,000 |
| Allowance for loan losses | 6,188,000 | 6,561,000 |
| Securities available for sale | 347,369,000 | 286,783,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,241,393,000 | 1,226,498,000 |
| Interest-bearing deposits | 954,446,000 | 921,502,000 |
| Noninterest-bearing deposits | 286,947,000 | 304,996,000 |
| Equity capital | 165,076,000 | 171,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 14,634,000 | 29,268,000 |
| Interest expense | 1,130,000 | 2,282,000 |
| Net interest income | 13,504,000 | 26,986,000 |
| Noninterest income | 2,879,000 | 6,670,000 |
| Noninterest expense | 11,035,000 | 22,530,000 |
| Provision for loan losses | 0 | 405,000 |
| Pretax income | 5,645,000 | 11,107,000 |
| Income tax | 1,148,000 | 2,009,000 |
| Net income | 4,497,000 | 9,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 148,757,000 | 153,750,000 |
| Total capital | 179,945,000 | 185,311,000 |
| Risk-weighted assets | 1,207,594,000 | 1,220,464,000 |