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Call reports 2014

YOUR COMMUNITY BANK — 2014

What YOUR COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.

PERIOD: 2014SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/3e06354a-572c-47ba-9dea-30a097df3f6a/2014

Balance sheet

What the bank holds and owes at quarter end

Measure2014Q12014Q22014Q32014Q4
Total assets715,489,000733,684,000732,210,000744,388,000
Total loans495,237,000509,274,000512,348,000523,251,000
Allowance for loan losses7,588,0007,718,0006,972,0005,565,000
Securities available for sale157,284,000162,738,000164,220,000165,208,000
Securities held to maturity0000
Trading assets0000
Total deposits547,599,000569,282,000549,038,000550,417,000
Interest-bearing deposits380,198,000394,038,000383,750,000362,479,000
Noninterest-bearing deposits167,401,000175,244,000165,288,000187,938,000
Equity capital77,496,00080,888,00083,703,00096,973,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2014Q12014Q22014Q32014Q4
Interest income6,659,00013,683,00020,957,00028,837,000
Interest expense340,000671,000990,0001,315,000
Net interest income6,319,00013,012,00019,967,00027,522,000
Noninterest income1,151,0002,481,0004,028,0005,324,000
Noninterest expense5,205,00010,127,00015,378,00020,324,000
Provision for loan losses295,000407,000431,000978,000
Pretax income2,244,0005,234,0008,633,00011,991,000
Income tax341,0001,055,0001,842,0002,617,000
Net income1,903,0004,179,0006,791,0009,374,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2014Q12014Q22014Q32014Q4
Tier 1 capital76,823,00079,131,00081,775,00094,389,000
Total capital83,491,00085,910,00088,519,00099,954,000
Risk-weighted assets532,524,000541,408,000539,298,000552,633,000

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