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Call reports 2013

YOUR COMMUNITY BANK — 2013

What YOUR COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.

PERIOD: 2013SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/3e06354a-572c-47ba-9dea-30a097df3f6a/2013

Balance sheet

What the bank holds and owes at quarter end

Measure2013Q12013Q22013Q32013Q4
Total assets666,077,000698,186,000700,039,000714,082,000
Total loans390,716,000470,663,000469,106,000481,841,000
Allowance for loan losses6,446,0008,556,0008,423,0007,189,000
Securities available for sale218,027,000166,517,000164,021,000161,154,000
Securities held to maturity0000
Trading assets0000
Total deposits501,127,000557,488,000535,618,000534,018,000
Interest-bearing deposits361,037,000403,480,000381,311,000371,605,000
Noninterest-bearing deposits140,090,000154,008,000154,307,000162,412,000
Equity capital84,008,00079,020,00078,344,00078,714,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2013Q12013Q22013Q32013Q4
Interest income6,248,00013,217,00020,576,00027,633,000
Interest expense461,000843,0001,197,0001,596,000
Net interest income5,787,00012,374,00019,379,00026,037,000
Noninterest income1,151,0004,250,0005,452,0006,615,000
Noninterest expense4,687,0009,891,00015,294,00020,232,000
Provision for loan losses220,0002,670,0002,745,0003,392,000
Pretax income2,037,0004,567,0007,296,0009,728,000
Income tax350,000861,0001,432,0001,888,000
Net income1,687,0003,706,0005,864,0007,840,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2013Q12013Q22013Q32013Q4
Tier 1 capital81,500,00079,873,00079,377,00078,886,000
Total capital87,293,00086,399,00085,916,00085,517,000
Risk-weighted assets467,114,000520,064,000521,196,000529,950,000

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