Call reports 2009
YOUR COMMUNITY BANK — 2009
What YOUR COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 729,897,000 | 674,580,000 | 701,595,000 | 691,315,000 |
| Total loans | 509,275,000 | 478,986,000 | 463,060,000 | 450,236,000 |
| Allowance for loan losses | 7,817,000 | 16,377,000 | 15,674,000 | 13,364,000 |
| Securities available for sale | 106,333,000 | 140,017,000 | 171,363,000 | 164,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,522,000 | 473,026,000 | 517,578,000 | 488,864,000 |
| Interest-bearing deposits | 475,136,000 | 457,834,000 | 434,884,000 | 395,987,000 |
| Noninterest-bearing deposits | 22,386,000 | 15,192,000 | 82,694,000 | 92,876,000 |
| Equity capital | 58,398,000 | 56,847,000 | 61,385,000 | 62,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,572,000 | 16,419,000 | 24,557,000 | 32,704,000 |
| Interest expense | 3,726,000 | 7,093,000 | 10,165,000 | 12,670,000 |
| Net interest income | 4,846,000 | 9,326,000 | 14,392,000 | 20,034,000 |
| Noninterest income | 1,160,000 | 2,593,000 | 3,821,000 | 5,138,000 |
| Noninterest expense | 4,969,000 | 10,198,000 | 14,520,000 | 19,474,000 |
| Provision for loan losses | 732,000 | 13,998,000 | 14,028,000 | 14,253,000 |
| Pretax income | 1,078,000 | -11,070,000 | -10,145,000 | -8,275,000 |
| Income tax | 199,000 | -4,131,000 | -4,080,000 | -3,670,000 |
| Net income | 879,000 | -6,939,000 | -6,065,000 | -4,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,224,000 | 55,727,000 | 56,632,000 | 58,566,000 |
| Total capital | 66,254,000 | 62,397,000 | 63,214,000 | 65,077,000 |
| Risk-weighted assets | 561,651,000 | 523,920,000 | 520,071,000 | 514,147,000 |
Machine access — free, no API key
Every figure shown here about YOUR COMMUNITY BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.