Call reports 2008
YOUR COMMUNITY BANK — 2008
What YOUR COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 694,012,000 | 709,759,000 | 716,686,000 | 737,818,000 |
| Total loans | 536,580,000 | 542,165,000 | 531,137,000 | 522,731,000 |
| Allowance for loan losses | 5,677,000 | 6,231,000 | 6,306,000 | 8,710,000 |
| Securities available for sale | 100,764,000 | 113,978,000 | 107,148,000 | 118,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 459,944,000 | 454,650,000 | 490,272,000 | 496,967,000 |
| Interest-bearing deposits | 437,361,000 | 436,011,000 | 468,268,000 | 477,274,000 |
| Noninterest-bearing deposits | 22,583,000 | 18,639,000 | 22,004,000 | 19,693,000 |
| Equity capital | 59,046,000 | 56,543,000 | 55,958,000 | 58,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 9,890,000 | 19,112,000 | 28,460,000 | 37,273,000 |
| Interest expense | 5,070,000 | 9,418,000 | 13,878,000 | 17,881,000 |
| Net interest income | 4,820,000 | 9,694,000 | 14,582,000 | 19,392,000 |
| Noninterest income | 1,270,000 | 2,443,000 | 3,666,000 | 4,775,000 |
| Noninterest expense | 3,895,000 | 8,016,000 | 12,387,000 | 16,964,000 |
| Provision for loan losses | 780,000 | 2,680,000 | 3,150,000 | 6,507,000 |
| Pretax income | 1,415,000 | 1,732,000 | 3,073,000 | 1,060,000 |
| Income tax | 243,000 | 192,000 | 487,000 | -363,000 |
| Net income | 1,172,000 | 1,540,000 | 2,586,000 | 1,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,087,000 | 58,450,000 | 59,498,000 | 58,344,000 |
| Total capital | 63,764,000 | 64,681,000 | 65,804,000 | 65,466,000 |
| Risk-weighted assets | 558,827,000 | 570,664,000 | 566,366,000 | 568,135,000 |
Machine access — free, no API key
Every figure shown here about YOUR COMMUNITY BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.