Call reports 2026
TIOGA-FRANKLIN SAVINGS BANK — 2026
What TIOGA-FRANKLIN SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 68,363,000 | 68,444,000 |
| Total loans | 58,497,000 | 56,878,000 |
| Allowance for loan losses | 801,000 | 718,000 |
| Securities available for sale | 3,512,000 | 3,346,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 66,027,000 | 66,571,000 |
| Interest-bearing deposits | 64,442,000 | 65,002,000 |
| Noninterest-bearing deposits | 1,585,000 | 1,569,000 |
| Equity capital | 1,709,000 | 1,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,093,000 | 2,124,000 |
| Interest expense | 574,000 | 1,155,000 |
| Net interest income | 519,000 | 969,000 |
| Noninterest income | 79,000 | 181,000 |
| Noninterest expense | 1,276,000 | 2,170,000 |
| Provision for loan losses | -75,000 | -158,000 |
| Pretax income | -609,000 | -867,000 |
| Income tax | 264,000 | 290,000 |
| Net income | -873,000 | -1,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 1,701,000 | 1,415,000 |
| Total capital | 2,317,000 | 2,029,000 |
| Risk-weighted assets | 49,124,000 | 49,024,000 |