Call reports 2010
TIOGA-FRANKLIN SAVINGS BANK — 2010
What TIOGA-FRANKLIN SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 30,121,000 | 30,412,000 | 31,261,000 | 31,830,000 |
| Total loans | 23,879,000 | 24,598,000 | 25,330,000 | 25,251,000 |
| Allowance for loan losses | 295,000 | 333,000 | 380,000 | 365,000 |
| Securities available for sale | 4,709,000 | 4,647,000 | 4,532,000 | 4,697,000 |
| Securities held to maturity | 8,000 | 7,000 | 6,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,476,000 | 25,235,000 | 26,509,000 | 27,254,000 |
| Interest-bearing deposits | 24,351,000 | 25,041,000 | 26,318,000 | 26,965,000 |
| Noninterest-bearing deposits | 125,000 | 194,000 | 191,000 | 289,000 |
| Equity capital | 3,276,000 | 3,335,000 | 3,376,000 | 3,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 436,000 | 874,000 | 1,316,000 | 1,758,000 |
| Interest expense | 179,000 | 354,000 | 526,000 | 688,000 |
| Net interest income | 257,000 | 520,000 | 790,000 | 1,070,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 150,000 | 304,000 | 463,000 | 628,000 |
| Provision for loan losses | 45,000 | 83,000 | 130,000 | 193,000 |
| Pretax income | 62,000 | 133,000 | 198,000 | 250,000 |
| Income tax | 51,000 | 74,000 | 96,000 | 113,000 |
| Net income | 11,000 | 59,000 | 102,000 | 137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,199,000 | 3,248,000 | 3,291,000 | 3,325,000 |
| Total capital | 3,395,000 | 3,447,000 | 3,499,000 | 3,538,000 |
| Risk-weighted assets | 15,598,000 | 15,780,000 | 16,461,000 | 16,864,000 |
Machine access — free, no API key
Every figure shown here about TIOGA-FRANKLIN SAVINGS BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.